I do accept most insurance and will file forms with your insurance company. You will be responsible for the deductibles, co-pays, and balances not covered by your insurance carrier. At each session you are expected to pay all but what your insurance covers. If you do not have your payment at the time of a session, you will be asked to pay what you owe within a week. Payments may be made by cash, check, credit card, or insurance debit card.
For individuals with significant financial circumstances who have a need for a special payment plan, I will consider a plan of full payment over an extended time period. However, if I have not received a payment from you in over 90 days, I have the option of using legal means to secure payment. If this involves hiring a collection agency, the only information usually released is the patient’s/guardian’s name, address and telephone number, the type of service provided and the amount due.
Insurances I accept include: Aetna, APS Healthcare and EAP, Blue Cross/Blue Shield, CBA, Cigna, Com Psych, Coventry Health Care, First Health, Division for Children, Youth and Families, Harvard Pilgrim, Integrated Behavioral Health, Lifesynch (Humana), Magellan, Matthew Thornton Health Plan Network, Medicaid, Medicare, MKS Performance Solutions, MMC, Multiplan, Pacificare, State of NH DHHS, Teamster’s Behavioral Health, Tricare, and United Behavioral Health, Value Options, Wellpoint, Wellsprings EAP, and other insurances.
Confidentiality:
In general, law protects the privacy of all communications between a patient and a psychologist, and I can only release information about our work to others with your written permission. But there are a few exceptions.
1. In most legal proceedings, you have the right to prevent me from providing any information about your treatment. In some proceedings involving child custody and those in which your emotional condition is an important issue, a judge may order my testimony if he/she determines that the issues demand it.
2. There are some situations in which I am legally obligated to take action to protect others from harm, even if I have to reveal some information about a patient’s treatment. For example, if I believe that a child, elderly person, or disabled person is being abused, I must file a report with the appropriate state agency.
3. If I believe that a patient is threatening serious bodily harm to another, I am required to take protective actions. These actions may include notifying the potential victim, contacting the police, or seeking hospitalization for the patient. If the patient threatens to harm himself/herself, I may be obligated to seek hospitalization for her/him or to contact family members or others who can help provide protection.
4. I may occasionally find it helpful to consult other professionals about a case. During a consultation, I make every effort to avoid revealing the identity of my patient. The consultant is also legally bound to keep the information confidential. If you don’t object, I will not tell you about these consultations unless I feel that it is important to our work together.
5. Once you have authorized us to release information (such as to your insurance company or another professional) and information has been released, we no longer have control of, or responsibility for, how the reviewing party uses that information.
6. With limited exceptions, you have the right to read, amend and/or have copies of your treatment record. In limited circumstances, your request may be denied if it is determined, for example, to be in the patient’s best interest. A fee would be charged for making a copy of a treatment record in order cover expenses of time and materials. The fee would be 50 cents per page, and $40.00 per hour, plus any postage.
7. You have the right to receive a list of individuals/agencies to whom I have disclosed information from your file (this would have always occurred with your written consent). If you request this list more than once per year, I may charge you for the time and materials involved.